Benefits
Your Medical Benefits
An HRA/MERP is provided for those enrolled in medical. This plan allows you to be reimbursed for certain out-of-pocket medical expenses which are incurred by you and your dependents. The expenses which qualify are those permitted under the Village at Morrisons Cove medical plan and are applied to the in-network deductible. Employees are responsible for the first $1,500 per individual or $3,000 per family. The plan will then reimburse 90% of any in-network deductible.
2024-2025 Plan Details
2023-2024 Plan Details
Eligibility:
All full-time and part-time employees working at least 18.75 hours per week.
Benefit Forms
Contribution Schedule 2024-2025
| Full Time Employees | Base Plan |
| Employee Only | $50.93 |
| Employee + Spouse | $311.16 |
| Employee + Child | $279.31 |
| Employee + Children | $279.31 |
| Employee + Family | $355.60 |
| Part Time Employees | Base Plan |
| Employee Only | $98.93 |
| Employee + Spouse | $603.95 |
| Employee + Child | $542.14 |
| Employee + Children | $542.14 |
| Employee + Family | $690.21 |
Contribution Schedule 2023-2024
| Full Time Employees | Base Plan |
| Employee Only | $46.11 |
| Employee + Spouse | $281.66 |
| Employee + Child | $252.83 |
| Employee + Children | $252.83 |
| Employee + Family | $321.88 |
| Part Time Employees | Base Plan |
| Employee Only | $89.55 |
| Employee + Spouse | $546.69 |
| Employee + Child | $490.74 |
| Employee + Children | $490.74 |
| Employee + Family | $624.77 |
Helpful Resources
Highmark Blue Cross Blue Shield
Member Services: (800) 241-5704
Blues On Call: (888) 258-3428
www.highmarkbcbs.com
Your Dental Benefits
Contribution Schedule 2024-2025
| Basic Plan | Buy Up Plan | |
|---|---|---|
| Employee Only | $1.34 | $7.73 |
| Employee + Spouse | $9.25 | $24.38 |
| Employee + Child(ren) | $11.10 | $23.82 |
| Employee + Family | $20.22 | $40.97 |
Contribution Schedule 2023-2024
| Basic Plan | Buy Up Plan | |
|---|---|---|
| Employee Only | $1.30 | $7.50 |
| Employee + Spouse | $8.98 | $23.67 |
| Employee + Child(ren) | $10.77 | $23.12 |
| Employee + Family | $19.63 | $39.78 |
Helpful Resources
Lincoln Financial Group
Phone: (800)423-2765
www.lfg.com
Your Vision Benefits
Contribution Schedule
| Employee Only | $3.90 |
| Employee + Spouse | $7.41 |
| Employee + Child | $7.41 |
| Employee + Children | $10.15 |
| Employee + Family | $10.15 |
Helpful Resources
Vision Benefits of America
Phone: (800) 432-4955
www.vbaplans.com
Your Long Term Disability Benefits
Contribution Schedule
Maximum Monthly Benefit: 50% of your monthly salary up to $6000.
Elimination Period: 120 days (The number of days you must be disabled prior to collecting disability benefits.)
Maximum Benefit Duration: 5 years
Own Occupation Period: 12 months
Note: This is an employer provided benefit with no cost to you
Helpful Resources
Lincoln Financial Group
Phone: (800)423-2765
www.lfg.com
Your Flexible Spending Account Benefits
FSA (Flexible Spending Account) Expenses(employee funded account via pre-tax payroll deduction)
* Out-of-pocket medical deductible not covered by HRA
* Office Visit Copays
* Emergency Room Copays
* Prescriptions
* Dental
* Vision
* Limited Over-the-counter
Eligibility:
All full-time and part-time employees working at least 18.75 hours per week
Benefit Forms
Contribution Schedule
You have the ability to use a debit card for FSA expenses. You have the option to use your Benny Prepaid card or file a paper claim for reimbursement.
Helpful Resources
Webber Advisors
Phone: (800) 326-9850
Fax: (814) 317-1610
P.O. Box 593
Hollidaysburg, PA 16648
Your Group Life Benefits
Contribution Schedule
The Village at Morrison’s Cove provides part time and full time employees with company paid Life and AD&D Insurance Coverage equal to $15,000. The benefit is provided to you at no cost. The insurance policy is through Lincoln Financial. Please refer to the Life Insurance Certificate for more information. The benefit amount reduces by 35% at age 70. Benefits will terminate when you retire.
Beneficiary information is very important! If you don’t have a beneficiary listed or need to update, you may do so through the enrollment system or by calling Webber Advisors.
This is an employer provided benefit with no cost to you.
Helpful Resources
Lincoln Financial Group
Phone: (800) 423-2765
www.lfg.com
Your Voluntary Life Benefits
Contribution Schedule
Please refer to the Benefit Highlight sheet for more information regarding contributions.
Helpful Resources
Lincoln Financial Group
Phone: (800) 423-2765
www.lfg.com
Your Employee Assistance Program(EAP) Benefits
The Village at Morrisons Cove offers employees an Employee Assistance Program.
Eligibility:
This benefit is provided at no cost with Lincoln Financial Group’s Long Term Disability product. All employees and their dependents are eligible. Employee does not need to be enrolled in LTD to be eligible for counseling and telephonic support.
Benefit Forms
Contribution Schedule
This benefit is provided at no cost.
Helpful Resources
Password: LFGsupport1
Your Voluntary Benefits
Contribution Schedule
The Village at Morrisons Cove provides you with the convenience of paying through payroll deductions for your Aflac premium. Any product that you elect from Aflac are contracts between you and Aflac.
For more information regarding contributions contact Kaylie Ling at 724-456-4748 or kaylie_smith@us.aflac.com
Phone: (724) 456-4748
