Compliance Notices

The Employee Retirement Income Security Act (ERISA), Department of Labor (DOL), Department of Health and Human Services (HHS) and Internal Revenue Service (IRS) require plan administrators to provide certain information related to their health and welfare benefit plans to plan participants in writing. The notices located below explain your rights and obligations in relation to the health and welfare plans provided by the Village at Morrisons Cove.

The Summary of Benefits and Coverage (SBC), summarizes important information about any health coverage option in a standard format, to help you compare across options. Please read these notices carefully and retain a copy for your records.

The Health Insurance Marketplace Coverage Notice summarizes basic information about the Marketplace and employment based health coverage offered by The Village at Morrisons Cove.

The following are the Health Care Reform Notices included in the Health and Welfare Notice:

* Lifetime Maximum Notice
* FSA/HSA/HRA Over-the-Counter Restrictions
* Information on Rescissions
* Information on Nondiscrimination 105(h) Rules
* Women’s Health and Cancer Rights Act (WHCRA) Enrollment Notice
* The Newborns’ and Mothers’ Health Protection Act (NMHPA) Notice
* Mental Health Parity Act (MHPA)
* Health Information Technology for Economic and Clinical Health Act (HITECH)
* Genetic Information Nondiscrimination Act (GINA)
* HIPAA Special Enrollment Rights Notice
* Uniformed Services Employment and Reemployment Rights Act (USERRA) Notice
* COBRA

The following are additional annual Notices not included in the Health and Welfare Notice:

The following annual notices can be found on their relevant pages:

* $4000/$8000 Summary of Benefits and Coverage